Kris Grimes
Kris Grimes
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Planning your new home purchase

October 9, 2015 10:37 am

When buying a home is put on the to-do-list, excitement often gets the better of us and we rush to look at homes before doing our homework. Count on at least 6 months, if not a year to reach your goal.

12 Months Out

Check your credit score. 
Determine how much you can afford. 
Make a down payment plan.

9 Months Out
Prioritize what you most want in your new home. 
Research neighborhoods and start visiting open houses. 
Budget for miscellaneous home buying expenses.
Start a home maintenance account. 

6 Months Out
Collect your loan paperwork. 
Research lenders and REALTORS®. 

3 Months Out
Get pre-approved for your loan. 
Start shopping for your new home. 

2 Months Out
Make an offer on a home. 
Get a home inspection. 

In the Last Month
Triple-check that all your financial documents are in order and review all lending documents before closing. 
Get insurance for your new home. 
Do a final walk-through. 
Get a cashier’s check or bank wire for cash needed at closing. 
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